Even though laws requiring auto insurance can be strict, not every driver follows them. If you have been in a motor vehicle accident with an uninsured or underinsured motorist, you may have more options than you realize. Before you settle with any insurance company, contact our firm to learn about your legal rights and options.
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Frequently Asked Questions About Motor Vehicle Accidents
Q: I have been in a motor vehicle accident. Should I go to a doctor?
A: If you have been injured in a motor vehicle accident, you should see a doctor right away. First, you should see a doctor for your own well-being. You may not be able to discern the extent of your injuries yourself; a small ache could be something significant, or it could be nothing at all. Only a doctor can tell you for sure. Second, you should see a doctor because if you decide to bring a legal claim against the at-fault driver or another party, you will need documentation of your injuries and what you did to fix them.
Q: Do I have to go to court if I want to recover monetary damages?
A: Maybe. Your case may settle even before your attorney files a lawsuit; on the other hand, it may go all the way to a trial and a jury verdict. The majority of lawsuits are settled before they get to trial, but what happens in your case depends on the facts, the law and the parties involved.
Motor Vehicle Accidents - An Overview
Motor vehicle accidents cause the loss of time, property, health and even life. Such accidents occur because of elements including driver error, negligence, distracted driving, manufacturing defects and dangerous weather. No matter what the specific cause or result, a car crash can turn a normal day into a prolonged struggle. Speaking with a lawyer can help you sort out your rights, your options and your future. Contact Seidman Law Offices in Chicago, Illinois, to schedule a consultation with an experienced attorney.
Auto Accident Injuries and Compensation
An individual who has been injured in an automobile accident may be able to seek monetary compensation for injuries and damages. Cases are fact specific, typically with complex issues of proof and fault in dispute. An experienced personal injury attorney can help you sort out your legal options.
Insurance Claim Do's and Don'ts
When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive.
Uninsured and Underinsured Motorists
When a driver refuses or is unable to carry proper motor vehicle insurance, that driver puts more than just him- or herself at risk. If the driver injures another person, the insurance will be inadequate to cover the damages. Injured parties, however, may be covered by their own insurance policies; uninsured and underinsured motorist coverage protects accident victims in these cases.
When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect.
What to Do If You Are in a Motor Vehicle Accident
When you are in an accident, you have immediate, important decisions to make. For the crucial decisions you have to make later on, consult with a personal injury attorney.
Motor Vehicle Accidents Resource Links
National Highway Traffic Safety Administration (NHTSA)
The NHTSA is a government agency dedicated to making American roads safer for travelers.
National Safety Council
The National Safety Council, a nonprofit organization, provides links and articles on topics like seat belt use, safe driving for teenagers and reducing motor vehicle crashes.
U.S. Department of Transportation (DOT)
The Department of Transportation is a federal agency focusing on policy and lawmaking to ensure safer travel in the U.S.
MedlinePlus: Motor Vehicle Safety
This website, from the National Library of Medicine and National Institutes of Health, offers information on preventing motor vehicle crashes.
Auto Insurance Information
The Insurance Information Institute answers questions and disseminates information on auto safety, auto insurance, teenage drivers and more.