Workplace accidents usually catch workers totally unprepared for the loss of income they will suffer. Due to the recent economic downturn and other events, many workers are living paycheck to paycheck. The sudden loss of the ability to earn a living due to an injury can throw a family into spiraling debt as they struggle to recover.
Illinois provides workers' compensation protection for employees who are injured at work. Generally, this works on a "no-fault" insurance scheme. Without getting too technical, the current system bars injured workers from suing their employers and their insurers directly for their injuries. In exchange for that liability protection, the employee is not required to prove fault for a workplace accident in order to receive certain medical benefits and other compensation.
If you have suffered a workplace accident is likely that you're thinking about your future. The nature of any accident is that they are always unexpected. You may have never considered what might happen do you if you became unable to continue earning a living through your work.
If you live in the state of Illinois, it may come as no surprise that when it comes to workplace-related slip and falls due to inclement weather, Illinois is fourth on the list. In fact, according to Liberty Mutual Research Institute, the state tied with third-place Michigan at 32 percent. Only Wisconsin at 33 percent and Indiana at 37 percent scored higher.