Chicago Uninsured & Underinsured Accident Attorney

When anybody is involved in an accident that is caused by another driver’s negligence, they should be able to count on the at-fault driver having insurance coverage. However, if you are struck by a driver who does not have insurance or whose policy does not cover all of your expenses, contact Seidman, Margulis & Fairman, LLP today. Our Chicago uninsured and underinsured motorist attorneys will investigate all aspects of your case and explore all routes to secure compensation on your behalf.

Why Choose Seidman, Margulis & Fairman, LLP For This Case?

After being injured due to the actions of a motorist with inadequate insurance, you need assistance from an attorney with vast experience handling these cases. Seidman, Margulis & Fairman, LLP is here.

  • Our personal injury attorneys have more than 100 years of combined legal experience successfully helping clients secure maximum compensation for their claims.
  • We have a reputation for success, and we are committed to providing direct and honest communication with every client.
  • We take all personal injury cases on a contingency fee basis, which means our clients will not pay any legal fees until we secure a favorable settlement or verdict on their behalf.

How Will An Attorney Help An Underinsured Or Uninsured Motorist Claim?

An attorney will be beneficial for these cases because they will have the resources necessary to obtain all evidence related to the incident. This can include any video surveillance and photographs from the scene, as well as eyewitness statements and the accident report.

Using this information, as well as your medical records, an attorney will negotiate with every party involved to secure a fair settlement on your behalf.

These Incidents Can Lead To Major Expenses

The Illinois Department of Transportation says that there were nearly 320,000 total traffic crashes during the latest reporting year across the state. These car accidents led to almost 94,000 people being injured and 1,035 total fatalities.

Unfortunately, many drivers in this state fail to carry the required amount of insurance as required by Illinois law:

  • $25,000 – injury or death of one person in an accident
  • $50,000 – injury or death of more than one person in an accident
  • $20,000 – damage to property of another person

If a victim is struck by a driver with no insurance, it can be difficult to recover the compensation necessary for injuries and property damage expenses. It may be possible to recover compensation through a personal injury lawsuit against the at-fault driver, though they may not have the assets available to cover all expenses.

An underinsured motorist is one who has insurance, but whose coverage limits are too low to cover the damages and injuries caused by the crash. While uninsured and underinsured motorist coverage is not required in Illinois, this type of coverage is highly recommended in order to offer protection in these instances.

Skilled Uninsured & Underinsured Accident Lawyers

If you or a loved one had been involved in an accident with an uninsured or underinsured motorist, the team at Seidman, Margulis & Fairman, LLP is ready to get to work on your behalf. We will explore all routes of compensation available and ensure you or treated fairly.

We want to make sure you are covered for your medical bills, lost income, and property damage. This may involve filing a lawsuit against the at-fault driver or working with your personal insurer to obtain all coverage you have available. When you need a Chicago uninsured or underinsured motorist attorney, you can contact us for a free consultation of your case by calling (312) 781-1977.