Frequently Asked Questions About Workers' Compensation

It is rare that people need to seek workers' compensation, but when they do, they often have many questions about not only what workers' compensation is, but also how the process works, what it all means and how their situation fits into the larger picture. As with any legal case, it is important to recognize that every situation is different, and so even though these frequently asked questions about workers' compensation might provide you with some guidance, the best information you can get is through a free consultation with an experienced Chicago workers' compensation attorney.


What Is Workers' Comp?

Workers' compensation is a system created by law that provides monetary assistance to employees who have been injured while working. The system uses workers' compensation insurance that the company buys to pay flat rates for employee illness and injuries. The trade-off is that even if an illness or injury is not the employer's fault, it can avoid lengthy legal battles through paying for any illness or injury that happens to its employees while they are working. Employees benefit from the system because it expedites the process, and even though the rate of compensation is lower than a traditional personal injury case, they get to avoid providing proof of negligence and a lengthy court battle that drags out their compensation.

Our attorneys can help you file the most comprehensive claim possible to avoid claim denial. If your claim has already been denied, get in touch so we can appeal the decision and get you the compensation you need and deserve.

Back to top

Am I Hurting My Employer by Filing a Claim?

In short, the answer is no. Every employer is required by law to set up some sort of scheme to pay into workers' compensation benefits. They can choose to purchase workers' comp insurance, pay into a self-insurance fund, or pay into a state-administered fund. No matter what, your claim does not take away any additional money from your employer that it is not already required to pay into the system; you are simply benefiting from the rights you are given by law after an illness or injury at work.

Back to top

Typically, injuries are paid for on a sliding scale depending on the type of injury. Short- and long-term disability claims also have their own scales that are used to pay employees after they have been injured. Our attorneys can walk you through the scales used in Illinois so you have a better understanding of the benefits to which you are entitled, but in essence, payments are intended to cover medical expenses, a certain amount in lost wages, and in some cases, vocational rehabilitation.

Back to top

Can I Get More Money Than Just Workers' Comp?

Depending on your situation, you may be eligible to file a “third-party claim” if your injury was not caused by your employer, but by someone else during the course of your employment. If a manufacturer, seller, or distributor of faulty equipment is to blame, we can file a product liability lawsuit. If an individual who is not employed by your company was negligent in his or her actions and caused your injury, you may also be able to seek additional compensation.

Back to top

Typically, you cannot bring a lawsuit against your employer instead of filing a workers' comp claim, though there are some exceptions to this rule. Ask our workers' comp lawyers about your situation in a free consultation to learn more about this option. Call (312) 781-1977 toll-free to learn more.

Client Reviews
★★★★★
"Ryan Margulis is an awesome injury attorney and I recommend his firm highly. He is an honest and very professional attorney, returns calls immediately, very trustworthy. I recommended many new clients to the firm, and all the clients I sent to the firm were very happy with their results." Jorge S.
★★★★★
"This is one of the finest law firms I have ever dealt with. Every time I called Steve he got right back to me. I had a small case and he did not one time pass my case on to another member. He personally handled it to the very end. Thanks again, Steve Seidman." Eric V.
★★★★★
"I was referred to Melanie Fairman to represent me for my brother's case. She was outstanding and went above and beyond to represent me during a very stressful time in my life. She is very professional and loyal to her clients. She fought hard for my case and did not let me give up and I am very satisfied with the outcome, thanks to her. Thank you so much for everything you have done for my family!" Nancy R.
★★★★★
"Ryan Margulis and his team were extremely helpful and diligent in helping my family and I after an auto accident. We felt very comfortable leaving our case in their hands. Communication was great, and they do not waste any time. I will definitely be using them again should I need their services." Matthew H.